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- U.S.A. - Canada - U.K. - France - Germany - Japan - Hong-Kong	Key - - SP 500 - Regional Banks KeyCorp is a bank holding company and a financial holding company. KeyCorp is the parent holding company for KeyBank National Association (KeyBank), its principal subsidiary, through which its banking services are provided. MARGIN OF SAFETY of Key : (not calculated) How is the Margin of Safety calculated ? QUALITY : Conservative Investors : Enterprising Investors : What are the Stars ? FORUMS VISIT Key FORUM ! Alerts : SELL at : 19.22 USD on : 6/2/2008 STOP at : 24.58 USD on : 02/05/2008 STOP at : 25.03 USD on : 01/25/2008 STOP at : 25.03 USD on : 29/01/2008 STOP at : 23.65 USD on : 12/19/2007 STOP at : 23.65 USD on : 31/12/2007 STOP at : 29.54 USD on : 10/15/2007 STOP at : 29.54 USD on : 10/15/2007 BUY at : 35.65 USD on : 25/07/2007 What are the alerts ? Price over 1 year : PRICE, INTRINSIC VALUE & MARGIN OF SAFETY based on GRAHAM's FORMULA What is the Graham's Formula ? Key price is : (as of 5/21/2009) USD Current Earnings per Share (2007 est.) are : USD Estimated Long Term Growth (% per Year) is : % INTRINSIC VALUE = MARGIN OF SAFETY = (not calculated) How is Long Term Growth estimated for Key ? Historical analysis for Key - See detail QUALITATIVE FILTERS FOR Key What are the Stars ? DEFENSIVE ENTERPRISING COMPANY SIZE (MKT CAP. Mls $) Mid Cap. 2,643 mls.$ NO The company's Market cap. is under 5000 millions dollars - FINANCIAL CONDITION Current Ratio na The current ratio is under 2 The current ratio is under 1.5 LT Debt/Net Curr. Assets na The LTdebt/current assets ratio is negative The LTdebt/current assets ratio is negative EARNINGS STABILITY Losses / 10 - 5 Years 1 / 1 Some losses in the past ten years Some losses in the past five years DIVIDENDS Years of Dividends 15 15 years of dividend in the past 15 years Current dividends paid EARNINGS GROWTH Growth 10-5 Years -54% / na% Total Earnings growth under 33% for the past 10 years Last year earnings under earnings 5 years ago VALUATION P.E. x P/Book -0.93 P.E. x P/Book is above 22.5 P/Book is above 1.20 P.E. -2.6 NO PE is above 15 - P/Book 0.36 OK P/Book is under 1.5 OK P/Book is under 1.2 Key - Competitors for Regional Banks   STOCK QUALITY Conservative Investors MARGIN OF SAFETY Long Term Growth Price / Earnings   Chiba Bank - Tokyo Nikkei 225 Regional Banks MARGIN OF SAFETY : 93.76 % Long Term Growth : 11.67 % Price / Earnings : 16.4 x 557 / 33.89 = Laurentian Bank - Canada SP/TSX Comp. Regional Banks MARGIN OF SAFETY : 62.52 % Long Term Growth : 2.38 % Price / Earnings : 8.2 x 28.79 / 3.53 = Shinsei Bank - Tokyo Nikkei 225 Regional Banks MARGIN OF SAFETY : 0.00 % Long Term Growth : 0.00 % Price / Earnings : 26.2 x 131 / 5.00 = Resona Holdings - Tokyo Nikkei 225 Regional Banks MARGIN OF SAFETY : 0.00 % Long Term Growth : 0.00 % Price / Earnings : 26.6 x 1418 / 53.35 = First Horizn Ntl - U.S.A. SP 500 Regional Banks MARGIN OF SAFETY : 0.00 % Long Term Growth : 0.00 % Price / Earnings : -14.7 x 11.03 / -0.75 = Fifth Third - U.S.A. SP 500 Regional Banks MARGIN OF SAFETY : 0.00 % Long Term Growth : 0.00 % Price / Earnings : -8.2 x 6.95 / -0.85 = Huntington Banc - U.S.A. SP 500 Regional Banks MARGIN OF SAFETY : 0.00 % Long Term Growth : 0.00 % Price / Earnings : -7.0 x 4.29 / -0.61 = Key - U.S.A. SP 500 Regional Banks MARGIN OF SAFETY : 0.00 % Long Term Growth : 0.00 % Price / Earnings : -2.6 x 5.44 / -2.10 = Marshall Ilsley - U.S.A. SP 500 Regional Banks MARGIN OF SAFETY : 0.00 % Long Term Growth : 0.00 % Price / Earnings : -3.5 x 6.53 / -1.89 = Regions Finan - U.S.A. SP 500 Regional Banks MARGIN OF SAFETY : 0.00 % Long Term Growth : 0.00 % Price / Earnings : -5.5 x 4.1 / -0.75 = Synovus Fin - U.S.A. SP 500 Regional Banks MARGIN OF SAFETY : 0.00 % Long Term Growth : 0.00 % Price / Earnings : -2.0 x 3.31 / -1.65 = SunTrust Banks - U.S.A. SP 500 Regional Banks MARGIN OF SAFETY : 0.00 % Long Term Growth : 0.00 % Price / Earnings : -3.9 x 14.58 / -3.78 = Zions - U.S.A. SP 500 Regional Banks MARGIN OF SAFETY : 0.00 % Long Term Growth : 0.00 % Price / Earnings : -2.1 x 13.12 / -6.18 = SHIZUOKA BANK - Tokyo Nikkei 225 Regional Banks MARGIN OF SAFETY : -3.32 % Long Term Growth : 6.85 % Price / Earnings : 23.0 x 910 / 39.62 = PNC Finl Svc - U.S.A. SP 500 Regional Banks MARGIN OF SAFETY : -8.20 % Long Term Growth : 2.75 % Price / Earnings : 15.3 x 41.18 / 2.70 = BB&T - U.S.A. SP 500 Regional Banks MARGIN OF SAFETY : -28.25 % Long Term Growth : 1.01 % Price / Earnings : 14.7 x 20.98 / 1.43 = Bank of Yokohama - Tokyo Nikkei 225 Regional Banks MARGIN OF SAFETY : -36.87 % Long Term Growth : 4.21 % Price / Earnings : 26.8 x 453 / 16.90 = M&T Bank - U.S.A. SP 500 Regional Banks MARGIN OF SAFETY : -43.90 % Long Term Growth : 0.83 % Price / Earnings : 18.1 x 46.58 / 2.57 =